WE HELP YOU

Invest in loans and earn profit

Start investing in buyback guaranteed consumer loans and earn up to 12%
30 days
buyback
One click
Exit
10 €
entry point
No pending
payments
Your investment
10 000 €
Investing period (months)
24
Your Return
12 800 €
Start investing now
ABOUT US
What is Moncera?

Moncera is peer-to-peer lending platform. We offer our investors great opportunity to invest in consumer loans and earn profit. All the loans are 100% Buyback Guaranteed and there are no fees or charges for platform users. You can earn truly passive income by using our automated solutions like AutoInvest.

An investor investing in consumer loans
SPOT THE EDGE
Make your money grow

Investing with Moncera can earn you higher returns compared to other investment opportunities. You can start investing with just 10€ and don't have to be an investment guru to earn profit.

Profit
Passive income
Default Risk
Instant Liquidity
Start capital
Simplicity of use
Moncera
12%
+
Low
+
Small
+
Bank Deposit
1%
+
Low
-
Small
+
Stocks
5%
-
High
+
Small
-
Real estate
5%
-
Low
-
Big
-
Trusting investors Growing their wealth
1 600+
Published loans At your disposal
437k €
Funded loans By our investors
2511k €
Average interest Beating the banks
12.1%
WHY MONCERA
Our Benefits

Our goal is to support your investment journey and help you grow your portfolio.

30 days buyback

30+ days delayed loans are bought back by the loan originators at the nominal value of the outstanding principal plus accrued interest. Invest without risks and protect your capital.

10 € entry point

We believe that investing is for everyone and should not require profound know-how or a lot of capital. Start your investment journey in Moncera with just 10€.

One click Exit

We help you to maintain capital liquidity by offering instant moneyback with One Click. You can sell your investments at any time and receive the money instantly.

No pending payments

You don’t have to wait Loan Originator payments to Moncera. Your money will appear on your account instantly, whether it’s a payment on schedule or sale of an investment.

Fully automated

Make your money work for you and create customizable AutoInvest portfolio to generate passive income. This tool allows you to automatically invest in desired loans.

Register
OUR PARTNERS
Partnership with Placet Group

Placet Group has 15 years of experience in the financial field. The company provides variety of consumer loans as well as business loans. Placet Group operates in 3 markets under 7 brands: smsmoney.ee, smsraha.ee and laen.ee in Estonia; smspinigai.lt and paskolos.lt in Lithuania; credit.pl and sloan.pl in Poland.

Smsraha - logo
Laen.ee - logo
Smspinigai - logo
Smsmoney - logo
Paskolos.lt - logo
Credit.pl - logo
sLoan.pl - logo

Placet Group ultimately ensures the obligations of the Buyback Guarantee are fulfilled.
Get detailed information about company key financial figures on the Placet group website.

Placet Group ultimately ensures the obligations of the Buyback Guarantee are fulfilled.

Get detailed information about company key financial figures on the Placet group website.

WHAT WE OFFER
Available loans
100% Buyback Guarantee

Choose between different loan originators and loan types to build and diversify your investment portfolio in Moncera.

18509801 Smspinigai - logo
TERM48 Month(s)
LOAN TYPEConsumer loan
LOAN AMOUNT355 / 500€
INTEREST12%
GUARANTEE
REMAINING TERM12 Month(s) 11 Day(s)
AVAILABLE AMOUNT145 €
18510029 Smspinigai - logo
TERM12 Month(s)
LOAN TYPEConsumer loan
LOAN AMOUNT369 / 1000€
INTEREST12%
GUARANTEE
REMAINING TERM11 Month(s) 11 Day(s)
AVAILABLE AMOUNT631 €
18510015 Smspinigai - logo
TERM24 Month(s)
LOAN TYPEConsumer loan
LOAN AMOUNT153 / 200€
INTEREST12%
GUARANTEE
REMAINING TERM20 Month(s) 29 Day(s)
AVAILABLE AMOUNT47 €
18510278 Smspinigai - logo
TERM12 Month(s)
LOAN TYPEConsumer loan
LOAN AMOUNT309 / 500€
INTEREST12%
GUARANTEE
REMAINING TERM7 Month(s) 25 Day(s)
AVAILABLE AMOUNT191 €
18509993 Smspinigai - logo
TERM24 Month(s)
LOAN TYPEConsumer loan
LOAN AMOUNT110 / 1500€
INTEREST12%
GUARANTEE
REMAINING TERM22 Month(s) 17 Day(s)
AVAILABLE AMOUNT1390 €
18510044 Smspinigai - logo
TERM19 Month(s)
LOAN TYPEConsumer loan
LOAN AMOUNT184 / 500€
INTEREST12%
GUARANTEE
REMAINING TERM18 Month(s) 8 Day(s)
AVAILABLE AMOUNT316 €
ID
ORIGINATOR
TERM
LOAN TYPE
LOAN AMOUNT
INTEREST
GUARANTEE
REMAINING TERM
AVAILABLE
ACTION
18509801
Smspinigai - logo
48 Month(s)
Consumer
355 / 500€
12%
Moneyback guarantee
Buyback guarantee
12 Month(s) 11 Day(s)
145 €
18510029
Smspinigai - logo
12 Month(s)
Consumer
369 / 1000€
12%
Moneyback guarantee
Buyback guarantee
11 Month(s) 11 Day(s)
631 €
18510015
Smspinigai - logo
24 Month(s)
Consumer
153 / 200€
12%
Moneyback guarantee
Buyback guarantee
20 Month(s) 29 Day(s)
47 €
18510278
Smspinigai - logo
12 Month(s)
Consumer
309 / 500€
12%
Moneyback guarantee
Buyback guarantee
7 Month(s) 25 Day(s)
191 €
18509993
Smspinigai - logo
24 Month(s)
Consumer
110 / 1500€
12%
Moneyback guarantee
Buyback guarantee
22 Month(s) 17 Day(s)
1390 €
18510044
Smspinigai - logo
19 Month(s)
Consumer
184 / 500€
12%
Moneyback guarantee
Buyback guarantee
18 Month(s) 8 Day(s)
316 €
To view all available loans you need to
ARE YOU READY?
Start investing today!

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