WE HELP YOU

Invest in loans and earn profit

Start investing in buyback guaranteed loans
and earn up to 12%

Trusting investors Growing their wealth
2800+
Interest paid To our investors
0.66M €
Funded loans By our investors
8.15M €
Average interest Beating the banks
10.4%
AT YOU DISPOSAL

Available loans

Real estate
Consumer loans
Heki tee 6, Viimsi
New
Expires In 4 d.
Loan amount 106.000 €
2.332 € 2%
Return 7%+1%
Investment ≥ 5000€ = 1% bonus
Month(s) 97
LTV 68%
Pledge 1. rank mortgage
Type Annuity
Pärna tn 1a, Ringi tn 37, Pärnu
New
Expires In 5 d.
Loan amount 160.000 €
80.032 € 50%
Return 7%+1%
Investment ≥ 2000€ = 1% bonus
Month(s) 61
LTV 52%
Pledge 1. rank mortgage
Type Annuity
Kureoja, Kurepalu küla, Tartu
New
Expires In 1 d.
Loan amount 1.200.000 €
700.807 € 58%
Return 11%+1%
Investment ≥ 3000€ = 1% bonus
Month(s) 18
LTV 51%
Pledge 1. rank mortgage
Type Bullet
Nunne tn 1, Tallinn (Old town)
New
Expires In 4 d.
Loan amount 249.500 €
188.991 € 76%
Return 7%+1%
Investment ≥ 2000€ = 1% bonus
Month(s) 24
LTV 52%
Pledge 1. rank mortgage
Type Bullet
Rae tee 15, Rae vald, Harjumaa
Funded
Investors 47
Loan amount 140.750 €
140.750 € 100%
Return 7%+1%
Investment ≥ 2000€ = 1% bonus
Month(s) 24
LTV 47%
Pledge 1. rank mortgage
Type Bullet
Vaate tee, Tallinn
Funded
Investors 90
Loan amount 345.000 €
345.000 € 100%
Return 6%+1%
Investment ≥ 2000€ = 1% bonus
Month(s) 24
LTV 55%
Pledge 1. rank mortgage
Type Bullet
Oja tee 4, Loo, Estonia
Funded
Investors 4
Loan amount 37.000 €
37.000 € 100%
Return 6%
Month(s) 3
LTV 71%
Pledge 1. rank mortgage
Type Bullet
Lõvikäpa, Muri küla, Luunja vald, Tartu maakond
Funded
Investors 352
Loan amount 695.000 €
695.000 € 100%
Return 11%
Month(s) 24
LTV 21%
Pledge 1. rank mortgage
Type Bullet
To see all available loans you need to
WHY MONCERA

Our Benefits

Passive income
10 € entry point
One click exit
No commissions
Buyback guarantee
No pending payments
Start investing
LEARN MORE

How does it work

Moncera platform Moncera is such a great instrument which allows investors to earn money and borrowers follow their dreams. Moncera handles payments and conducts thorough loan analysis, so our investors could sleep peacefully.
Investor Borrowers can fulfil their hopes and dreams under fair terms. Repayments from borrowers are received according to the repayment schedule. Every investor can keep an eye on repayments in their portfolio.
Borrower Moncera helps to diversify investment portfolio and offers buyback guaranteed loans. There are no barrier to entry or fees for our investors. You can be an investor, we've got you covered in here!
Placet Group Placet Group as the owner is the guarantee of Moncera's success. The company has long-term financial field experience on international markets and its track record speaks of steady profits and growth.
OWNER PLACET GROUP
Secured by experts

Placet Group OÜ has more than 15 years of experience in the financial field and employs a team of absolute professionals. Hence Moncera has great growth opportunities and bright future ahead in the business concern and everything is simple and safe for the investors. Placet Group operates in 3 markets under 7 brands: smsmoney.ee, smsraha.ee and laen.ee in Estonia; smspinigai.lt and paskolos.lt in Lithuania; credit.pl and sloan.pl in Poland.

Smsraha - logo
Laen.ee - logo
Smspinigai - logo
Smsmoney - logo
Paskolos.lt - logo
Credit.pl - logo
sLoan.pl - logo

Placet Group ultimately ensures the obligations of the Buyback Guarantee are fulfilled.
Get detailed information about company key financial figures on the Placet group website.

Placet Group ultimately ensures the obligations of the Buyback Guarantee are fulfilled.

Get detailed information about company key financial figures on the Placet group website.

Refer a Friend

Make more money with Moncera.
Our affiliate program offers the best conditions for referred investors

+0.5%each invitee
Share a link and earn
You and your friend get 0,5% of friend’s deposit amount
Get more and longer
Both of you will be awarded of all referral’s deposits made during 60 days
Instant money
The commission will be available immediately after referral’s deposit
ARE YOU READY?
Start investing today!

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