WE HELP YOU

Invest in loans and earn profit with Moncera's peer-to-peer (P2P) lending platform

Start investing in buyback guaranteed consumer loans and earn up to 10%
30 days
buyback
One click
Exit
10 €
entry point
No pending
payments
Your investment
10 000 €
Investing period (months)
24
Your Return
12 000 €
Start investing now
ABOUT US
What is Moncera?

Moncera is peer-to-peer lending platform. We offer our investors great opportunity to invest in consumer loans and earn profit. All the loans are 100% Buyback Guaranteed and there are no fees or charges for platform users. You can earn truly passive income by using our automated solutions like AutoInvest.

An investor investing in consumer loans
SPOT THE EDGE
Make your money grow

Investing with Moncera can earn you higher returns compared to other investment opportunities. You can start investing with just 10€ and don't have to be an investment guru to earn profit.

Profit
Passive income
Default Risk
Instant Liquidity
Start capital
Simplicity of use
Moncera
10%
+
Low
+
Small
+
Bank Deposit
1%
+
Low
-
Small
+
Stocks
5%
-
High
+
Small
-
Real estate
5%
-
Low
-
Big
-
Trusting investors Growing their wealth
2750+
Published loans At your disposal
1092k €
Funded loans By our investors
7796k €
Average interest Beating the banks
10.4%
WHY MONCERA
Our Benefits

Our goal is to support your investment journey and help you grow your portfolio.

30 days buyback

30+ days delayed loans are bought back by the loan originators at the nominal value of the outstanding principal plus accrued interest. Invest safely and protect your capital.

10 € entry point

We believe that investing is for everyone and should not require profound know-how or a lot of capital. Start your investment journey in Moncera with just 10€.

One click Exit

We help you to maintain capital liquidity by offering instant moneyback with One Click. You can sell your investments at any time and receive the money instantly.

No pending payments

You don’t have to wait Loan Originator payments to Moncera. Your money will appear on your account instantly, whether it’s a payment on schedule or sale of an investment.

Fully automated

Make your money work for you and create customizable AutoInvest portfolio to generate passive income. This tool allows you to automatically invest in desired loans.

Register
OWNERSHIP
Contribution of Placet Group

Placet Group has 15 years of experience in the financial field. The company provides variety of consumer loans as well as business loans. Placet Group operates in 3 markets under 7 brands: smsmoney.ee, smsraha.ee and laen.ee in Estonia; smspinigai.lt and paskolos.lt in Lithuania; credit.pl and sloan.pl in Poland.

Smsraha - logo
Laen.ee - logo
Smspinigai - logo
Smsmoney - logo
Paskolos.lt - logo
Credit.pl - logo
sLoan.pl - logo

Placet Group ultimately ensures the obligations of the Buyback Guarantee are fulfilled.
Get detailed information about company key financial figures on the Placet group website.

Placet Group ultimately ensures the obligations of the Buyback Guarantee are fulfilled.

Get detailed information about company key financial figures on the Placet group website.

WHAT WE OFFER
Available loans
100% Buyback Guarantee

Choose between different loan originators and loan types to build and diversify your investment portfolio in Moncera.

18534334 Laen.ee - logo
TERM25 Month(s) 5 Day(s)
LOAN TYPEConsumer loan
LOAN AMOUNT1397 / 2000€
INTEREST7%
GUARANTEE
REMAINING TERM19 Month(s) 22 Day(s)
AVAILABLE AMOUNT603 €
18532212 Smsraha - logo
TERM24 Month(s)
LOAN TYPEConsumer loan
LOAN AMOUNT1946 / 2000€
INTEREST7%
GUARANTEE
REMAINING TERM19 Month(s) 13 Day(s)
AVAILABLE AMOUNT54 €
18532225 Smsmoney - logo
TERM24 Month(s) 20 Day(s)
LOAN TYPEConsumer loan
LOAN AMOUNT1582 / 2000€
INTEREST7%
GUARANTEE
REMAINING TERM20 Month(s) 17 Day(s)
AVAILABLE AMOUNT418 €
18532251 Smspinigai - logo
TERM25 Month(s) 20 Day(s)
LOAN TYPEConsumer loan
LOAN AMOUNT1473 / 2000€
INTEREST7%
GUARANTEE
REMAINING TERM20 Month(s) 14 Day(s)
AVAILABLE AMOUNT527 €
18532250 Smspinigai - logo
TERM25 Month(s) 20 Day(s)
LOAN TYPEConsumer loan
LOAN AMOUNT1319 / 2000€
INTEREST7%
GUARANTEE
REMAINING TERM20 Month(s) 14 Day(s)
AVAILABLE AMOUNT681 €
18534859 Smsraha - logo
TERM24 Month(s) 20 Day(s)
LOAN TYPEConsumer loan
LOAN AMOUNT682 / 1000€
INTEREST7%
GUARANTEE
REMAINING TERM18 Month(s) 23 Day(s)
AVAILABLE AMOUNT318 €
ID
ORIGINATOR
TERM
LOAN TYPE
LOAN AMOUNT
INTEREST
GUARANTEE
REMAINING TERM
AVAILABLE
ACTION
18534334
Laen.ee - logo
25 Month(s) 5 Day(s)
Consumer
1397 / 2000€
7%
Moneyback guarantee
Buyback guarantee
19 Month(s) 22 Day(s)
603 €
18532212
Smsraha - logo
24 Month(s)
Consumer
1946 / 2000€
7%
Moneyback guarantee
Buyback guarantee
19 Month(s) 13 Day(s)
54 €
18532225
Smsmoney - logo
24 Month(s) 20 Day(s)
Consumer
1582 / 2000€
7%
Moneyback guarantee
Buyback guarantee
20 Month(s) 17 Day(s)
418 €
18532251
Smspinigai - logo
25 Month(s) 20 Day(s)
Consumer
1473 / 2000€
7%
Moneyback guarantee
Buyback guarantee
20 Month(s) 14 Day(s)
527 €
18532250
Smspinigai - logo
25 Month(s) 20 Day(s)
Consumer
1319 / 2000€
7%
Moneyback guarantee
Buyback guarantee
20 Month(s) 14 Day(s)
681 €
18534859
Smsraha - logo
24 Month(s) 20 Day(s)
Consumer
682 / 1000€
7%
Moneyback guarantee
Buyback guarantee
18 Month(s) 23 Day(s)
318 €
To view all available loans you need to
ARE YOU READY?
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