WE HELP YOU
Invest in loans and earn profit
Start investing in buyback guaranteed consumer loans and earn from 12%
30 days
buyback
One click
Exit
10 €
entry point
No pending
payments
Your investment
10 000 €
Investing period (months)
24
Your Return
12 800 €
Start investing now
ABOUT US
What is Moncera?

Moncera is peer-to-peer lending platform. We offer our investors great opportunity to invest in consumer loans and earn profit. All the loans are 100% Buyback Guaranteed and there are no fees or charges for platform users. You can earn truly passive income by using our automated solutions like AutoInvest.

SPOT THE EDGE
Make your money grow

Investing with Moncera can earn you higher returns compared to other investment opportunities. You can start investing with just 10€ and don't have to be an investment guru to earn profit.

Profit
Passive income
Default Risk
Instant Liquidity
Start capital
Simplicity of use
Moncera
12%
+
Low
+
Small
+
Bank Deposit
1%
+
Low
-
Small
+
Stocks
3%
-
High
+
Small
-
Real, estate
5%
-
Low
-
Big
-
Trusting investors Growing their wealth
1 450+
Published loans At your disposal
386k €
Funded loans By our investors
756k €
Average interest Beating the banks
12.1%
WHY MONCERA
Our Benefits

Our goal is to support your investment journey and help you grow your portfolio.

30 days buyback

30+ days delayed loans are bought back by the loan originators at the nominal value of the outstanding principal plus accrued interest. Invest without risks and protect your capital.

10 € entry point

We believe that investing is for everyone and should not require profound know-how or a lot of capital. Start your investment journey in Moncera with just 10€.

One click Exit

We help you to maintain capital liquidity by offering instant moneyback with One Click. You can sell your investments at any time and receive the money instantly.

No pending payments

You don’t have to wait Loan Originator payments to Moncera. Your money will appear on your account instantly, whether it’s a payment on schedule or sale of an investment.

Fully automated

Make your money work for you and create customizable AutoInvest portfolio to generate passive income. This tool allows you to automatically invest in desired loans.

Register
OUR PARTNERS
Partnership with Placet Group

Placet Group has 15 years of experience in the financial field. The company provides variety of consumer loans as well as business loans. Placet Group operates in 3 markets under 7 brands: smsmoney.ee, smsraha.ee laen.ee in Estonia; smspinigai.lt paskolos.lt in Lithuania; credit.pl sloan.pl in Poland.

Placet Group ultimately ensures the obligations of the Buyback Guarantee are fulfilled.
Get detailed information about company key financial figures on the Placet group website.

Placet Group ultimately ensures the obligations of the Buyback Guarantee are fulfilled.

Get detailed information about company key financial figures on the Placet group website.

WHAT WE OFFER
Available loans
100% Buyback Guarantee

Choose between different loan originators and loan types to build and diversify your investment portfolio in Moncera.

18505473
TERM12 Month(s)
LOAN TYPEConsumer loan
LOAN AMOUNT352 / 800€
INTEREST12%
GUARANTEE
REMAINING TERM7 Month(s) 16 Day(s)
AVAILABLE AMOUNT448 €
18505500
TERM12 Month(s)
LOAN TYPEConsumer loan
LOAN AMOUNT540 / 1000€
INTEREST12%
GUARANTEE
REMAINING TERM7 Month(s) 25 Day(s)
AVAILABLE AMOUNT460 €
18505279
TERM18 Month(s)
LOAN TYPEConsumer loan
LOAN AMOUNT30 / 800€
INTEREST12%
GUARANTEE
REMAINING TERM17 Month(s) 4 Day(s)
AVAILABLE AMOUNT770 €
18505604
TERM10 Month(s)
LOAN TYPEConsumer loan
LOAN AMOUNT651 / 1000€
INTEREST12%
GUARANTEE
REMAINING TERM4 Month(s) 6 Day(s)
AVAILABLE AMOUNT349 €
18505482
TERM12 Month(s)
LOAN TYPEConsumer loan
LOAN AMOUNT374 / 1000€
INTEREST12%
GUARANTEE
REMAINING TERM7 Month(s) 17 Day(s)
AVAILABLE AMOUNT626 €
18505311
TERM24 Month(s)
LOAN TYPEConsumer loan
LOAN AMOUNT110 / 1000€
INTEREST12%
GUARANTEE
REMAINING TERM23 Month(s) 6 Day(s)
AVAILABLE AMOUNT890 €
ID
ORIGINATOR
TERM
LOAN TYPE
LOAN AMOUNT
INTEREST
GUARANTEE
REMAINING TERM
AVAILABLE
ACTION
18505473
12 Month(s)
Consumer
352 / 800€
12%
Moneyback guarantee
Buyback guarantee
7 Month(s) 16 Day(s)
448 €
18505500
12 Month(s)
Consumer
540 / 1000€
12%
Moneyback guarantee
Buyback guarantee
7 Month(s) 25 Day(s)
460 €
18505279
18 Month(s)
Consumer
30 / 800€
12%
Moneyback guarantee
Buyback guarantee
17 Month(s) 4 Day(s)
770 €
18505604
10 Month(s)
Consumer
651 / 1000€
12%
Moneyback guarantee
Buyback guarantee
4 Month(s) 6 Day(s)
349 €
18505482
12 Month(s)
Consumer
374 / 1000€
12%
Moneyback guarantee
Buyback guarantee
7 Month(s) 17 Day(s)
626 €
18505311
24 Month(s)
Consumer
110 / 1000€
12%
Moneyback guarantee
Buyback guarantee
23 Month(s) 6 Day(s)
890 €
To view all available loans you need to
ARE YOU READY?
Start investing today!

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