Peer to Peer (P2P) Invest

Our benefits

Safe and reliable 100% of our loans come with a buyback guarantee

Free of charge No fees for opening an account. Enjoy fee-free investing with us.

Available to anyone Start your investment journey in Moncera with just 10€

One click Exit Sell your investments at any time and receive the money instantly.

What is Moncera?

Moncera is a peer-to-peer marketplace, where Investors can build a regular flow of passive income by investing in consumer loans from non-banking lending institutions.

How does Moncera work?

Loan Originators list loans issued to the borrowers on the marketplace. Investors are free to choose between different loans and volume they want to finance. Different Loan Types with various maturities and returns allow Investors to create their investment portfolio according to their strategy. You can either invest manually by browsing through the market or you can set up an Auto-invest portfolio investing according to your chosen criteria.

How can I create an investor account?

To open an investor account you need to fill out the registration form by providing your personal details and contact information.

Can I get my money back instantly and how?

Investor has a right to SELL a loan to the Loan Originators at any time by using our 1 Click Exit function. Click on "SELL" button on the Portfolio section to withdraw from the Assignment Agreement and the money will appear on your Moncera account instantly.