Frequently asked questions

If you have questions, you will find answers to some of them in this section. The answers have been provided by our managers with extensive experience in the market and great expertise in the area. We hope that you will benefit from their advice and comments.

Getting Started
What is Moncera
Moncera is a peer-to-peer marketplace, where Investors can build a regular flow of passive income by investing in consumer loans from non-banking lending institutions.
How does Moncera work
Loan Originators list loans issued to the borrowers on the marketplace. Investors are free to choose between different loans and volume they want to finance. Different Loan Types with various maturities and returns allow Investors to create their investment portfolio according to their strategy. You can either invest manually by browsing through the market or you can set up an Auto-invest portfolio investing according to your chosen criteria.
How can I create an investor account?
To open an investor account you need to fill out the registration form by providing your personal details and contact information.
Who is eligible to invest with Moncera
To become an investor you need to be at least 18 years old, be a resident of a European Economic Area (EEA) country and have a bank account in your name opened in an EEA country. An individual is recognized as a resident if he or she is a citizen, has a residence permit or is registered as a tax payer in an EEA country.
Deposits and withdrawals
Making Investments