OUR STORY
Moncera

We believe that investing should be accessible to everyone, no matter how much money or experience one has. Therefore we are happy to be part of the fintech companies who are revolutionizing the dynamics of banking, lending and investing. Big institutions are being replaced by flexible and user-friendly startups like Moncera. We contribute to the new financial era by providing a trustworthy peer-to-peer lending platform. Our team has more than 15 years of experience in the financial field and we take great pride in offering safe and easy marketplace of consumer loans. That is why Moncera is one of the few platforms with attractive returns, Buyback Guarantee, 1 Click Exit and no fees or charges for our investors.

Our office

Our office is located in the heart of Tallinn, on F. R. Kreutzwaldi street. We think that personal touch is very important even in the fast paced financial world. We offer personal councelling and communication, from Monday to Friday 10am to 7pm. You're welcome to step by and discuss investing opportunities. 

Our team is very opened and flexible. Feedback from our investors and community is very valuable for us. So, don't be a stranger - contact us and let's discuss your ideas and questions.

OWNERSHIP
Contribution of Placet Group

Placet Group has 15 years of experience in the financial field. The company provides variety of consumer loans as well as business loans. Placet Group operates in 3 markets under 7 brands: smsmoney.ee, smsraha.ee and laen.ee in Estonia; smspinigai.lt and paskolos.lt in Lithuania; credit.pl and sloan.pl in Poland.

Placet Group ultimately ensures the obligations of the Buyback Guarantee are fulfilled.
Company presentation
Last updated: 01.03.2021
Consolidated financials FY 2020
Last updated: 18.06.2021
Placet Group ultimately ensures the obligations of the Buyback Guarantee are fulfilled.
Our DNA
Trust

Long term relationships and businesses are built on trust. Transparency and honesty are the solid building blocks for our devoted team.

Customers

Investors are at the heart of our company. Presenting excellent service with awesome customer support makes our hearts beat.

Curiosity

Great things happen outside of the comfort zone. Our ambitious team leaves no stone unturned to provide great investing experience.

What is Moncera?
We make investing accessible to everyone
Trusting investors Growing their wealth
2750+
Published loans At your disposal
1109k €
Funded loans By our investors
7812k €
Average interest Beating the banks
10.4%
Our people

Moncera executive team

CCO

Annely has many years of experience as a board member of a savings and loan association. She has amazing people skills and has already established herself as a valuable member of Moncera.

CEO

Dmitri has a law degree and has served on the Management board of e-commerce, development, and finance companies for over a decade, and will therefore become the new CEO of Moncera.

CIO

Gennadi has a degree in IT and business administration and has over ten years of experience in managing a financial company and a savings and loan association.

CLO

Marjana has a degree in law and has over a decade of practice in both the private and public sector, she has worked in financial institutions and law firms and will be the head of the legal department at Moncera.

LOCATION
You can find us!
+372 620 90 90
Mon-Fri, 10:00-19:00
F. R. Kreutzwaldi 4, Tallinn 10120, Estonia
ARE YOU READY?

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Disclaimer: all kind of investments involve risk of loss.   Learn more about risks