We believe that investing should be accessible to everyone, no matter how much money or experience one has. Therefore we are happy to be part of the fintech companies who are revolutionizing the dynamics of banking, lending and investing. Big institutions are being replaced by flexible and user-friendly startups like Moncera. We contribute to the new financial era by providing a trustworthy peer-to-peer lending platform. Our team has more than 15 years of experience in the financial field and we take great pride in offering safe and easy marketplace of consumer loans. That is why Moncera is one of the few platforms with attractive returns, Buyback Guarantee, 1 Click Exit and no fees or charges for our investors.

Our team

Moncera is founded by Dmitri and Aleksei. Both are ambitious and experienced in the financial field. Combining Dmitri's financial knowledges with Aleksei's expertise in infotechnology make Moncera a successful investing platform. 

We believe that investing should be accessible for everyone, no matter how much money or knowledge one has. We are happy to be a part of fintech companies who make banking, loans and investing easy and safe for everyone. 

Dmitri Pavlov
Dmitri Pavlov
CEO & Founder
Linkedin - logo
Aleksei Telitsyn
Aleksei Telitsyn
CIO & Founder
Linkedin - logo
Our office

Our office is located in the heart of Tallinn, in Kaupmehe street. We think that personal touch is very important even in the fast paced financial world. We offer personal councelling and communication, from Monday to Friday 10am to 7pm. You're welcome to step by and discuss investing opportunities. 

Our team is very opened and flexible. Feedback from our investors and community is very valuable for us. So, don't be a stranger - contact us and let's discuss your ideas and questions.

Partnership with Placet Group

Placet Group has 15 years of experience in the financial field. The company provides variety of consumer loans as well as business loans. Placet Group operates in 3 markets under 7 brands: smsmoney.ee, smsraha.ee and laen.ee in Estonia; smspinigai.lt and paskolos.lt in Lithuania; credit.pl and sloan.pl in Poland.

Placet Group ultimately ensures the obligations of the Buyback Guarantee are fulfilled.
Company presentation
Last updated: 01.01.2020
Consolidated financials FY 2019
Last updated: 18.06.2020
Placet Group ultimately ensures the obligations of the Buyback Guarantee are fulfilled.

Long term relationships and businesses are built on trust. Transparency and honesty are the solid building blocks for our devoted team.


Investors are at the heart of our company. Presenting excellent service with awesome customer support makes our hearts beat.


Great things happen outside of the comfort zone. Our ambitious team leaves no stone unturned to provide great investing experience.

What is Moncera?
We make investing accessible to everyone
Trusting investors Growing their wealth
Published loans At your disposal
217k €
Funded loans By our investors
6603k €
Average interest Beating the banks
Start investing today!

Our promise to you: no spam, we hate it too. Instead you’ll get investment news, limited time offers, promos, gifts and page update emails. Just twice a month.

Create free account
You can find us!
+372 620 90 90
Mon-Fri, 10:00-19:00
Kaupmehe tn 6, Tallinn 10114, Estonia