OUR SYSTEM
Loan originators

Placet Group OÜ has 15 years of experience in the financial field. The company provides variety of consumer loans as well as business loans and is authorized by Estonian Financial Supervision Authority.

Placet Group operates under 3 brands in Estonia: smsmoney.ee, smsraha.ee, laen.ee

Founded 2005
Company legal name PLACET GROUP OÜ
Loans originated 220 million €
Loan portfolio 25 million €
Employees 47
Annual interest rate charged to borrowers 17-40%
Loan types Consumer loans
Business loans
Country Estonia
Guarantee Buyback guarantee
Moneyback guarantee
Interest offered to investors 7-12%
Loan terms (months) 1-72 months
Loan amount 50 - 15 000 €
Supervised by Estonian FSA. Permit no. 4.1-1/28
Consolidated financials FY 2019
Last updated: 18.06.2020

Nordecum UAB is a subsidiary of Placet Group OÜ and was founded in 2010 in Lithuania. The company is authorized by Supervision Service Bank of Lithuania.

Nordecum operates under the brands smspinigai.lt and paskolos.lt

Founded 2010
Company legal name NORDECUM UAB
Loans originated 90 million €
Loan portfolio 11 million €
Employees 24
Annual interest rate charged to borrowers 11-55%
Loan types Consumer loans
Country Lithuania
Guarantee Buyback guarantee
Moneyback guarantee
Interest offered to investors 7-12%
Loan terms (months) 3-72 months
Loan amount 100 - 10 000 €
Supervised by Bank of Lithuania Is officially listed
Nordecum UAB financial statements
Last updated: 31.12.2018