WE HELP YOU

Invest in loans and earn profit

Start investing in buyback guaranteed consumer loans and earn up to 12%
30 days
buyback
One click
Exit
10 €
entry point
No pending
payments
Your investment
10 000 €
Investing period (months)
24
Your Return
12 800 €
Start investing now
ABOUT US
What is Moncera?

Moncera is peer-to-peer lending platform. We offer our investors great opportunity to invest in consumer loans and earn profit. All the loans are 100% Buyback Guaranteed and there are no fees or charges for platform users. You can earn truly passive income by using our automated solutions like AutoInvest.

An investor investing in consumer loans
SPOT THE EDGE
Make your money grow

Investing with Moncera can earn you higher returns compared to other investment opportunities. You can start investing with just 10€ and don't have to be an investment guru to earn profit.

Profit
Passive income
Default Risk
Instant Liquidity
Start capital
Simplicity of use
Moncera
12%
+
Low
+
Small
+
Bank Deposit
1%
+
Low
-
Small
+
Stocks
5%
-
High
+
Small
-
Real estate
5%
-
Low
-
Big
-
Trusting investors Growing their wealth
1650+
Published loans At your disposal
1402k €
Funded loans By our investors
3496k €
Average interest Beating the banks
12.1%
WHY MONCERA
Our Benefits

Our goal is to support your investment journey and help you grow your portfolio.

30 days buyback

30+ days delayed loans are bought back by the loan originators at the nominal value of the outstanding principal plus accrued interest. Invest without risks and protect your capital.

10 € entry point

We believe that investing is for everyone and should not require profound know-how or a lot of capital. Start your investment journey in Moncera with just 10€.

One click Exit

We help you to maintain capital liquidity by offering instant moneyback with One Click. You can sell your investments at any time and receive the money instantly.

No pending payments

You don’t have to wait Loan Originator payments to Moncera. Your money will appear on your account instantly, whether it’s a payment on schedule or sale of an investment.

Fully automated

Make your money work for you and create customizable AutoInvest portfolio to generate passive income. This tool allows you to automatically invest in desired loans.

Register
OUR PARTNERS
Partnership with Placet Group

Placet Group has 15 years of experience in the financial field. The company provides variety of consumer loans as well as business loans. Placet Group operates in 3 markets under 7 brands: smsmoney.ee, smsraha.ee and laen.ee in Estonia; smspinigai.lt and paskolos.lt in Lithuania; credit.pl and sloan.pl in Poland.

Smsraha - logo
Laen.ee - logo
Smspinigai - logo
Smsmoney - logo
Paskolos.lt - logo
Credit.pl - logo
sLoan.pl - logo

Placet Group ultimately ensures the obligations of the Buyback Guarantee are fulfilled.
Get detailed information about company key financial figures on the Placet group website.

Placet Group ultimately ensures the obligations of the Buyback Guarantee are fulfilled.

Get detailed information about company key financial figures on the Placet group website.

WHAT WE OFFER
Available loans
100% Buyback Guarantee

Choose between different loan originators and loan types to build and diversify your investment portfolio in Moncera.

18510881 Smsraha - logo
TERM6 Month(s)
LOAN TYPEConsumer loan
LOAN AMOUNT282 / 500€
INTEREST9%
GUARANTEE
REMAINING TERM4 Month(s) 24 Day(s)
AVAILABLE AMOUNT218 €
18512437 Smsmoney - logo
TERM5 Month(s)
LOAN TYPEConsumer loan
LOAN AMOUNT412 / 1000€
INTEREST9%
GUARANTEE
REMAINING TERM2 Month(s) 17 Day(s)
AVAILABLE AMOUNT588 €
18510852 Smsraha - logo
TERM6 Month(s)
LOAN TYPEConsumer loan
LOAN AMOUNT270 / 600€
INTEREST9%
GUARANTEE
REMAINING TERM4 Month(s) 22 Day(s)
AVAILABLE AMOUNT330 €
18512100 Smsraha - logo
TERM1 Month(s)
LOAN TYPEConsumer loan
LOAN AMOUNT80 / 200€
INTEREST9%
GUARANTEE
REMAINING TERM10 Day(s)
AVAILABLE AMOUNT120 €
18512225 Smsraha - logo
TERM3 Month(s)
LOAN TYPEConsumer loan
LOAN AMOUNT90 / 200€
INTEREST9%
GUARANTEE
REMAINING TERM2 Month(s) 23 Day(s)
AVAILABLE AMOUNT110 €
18512161 Smsmoney - logo
TERM3 Month(s)
LOAN TYPEConsumer loan
LOAN AMOUNT10 / 200€
INTEREST9%
GUARANTEE
REMAINING TERM2 Month(s) 19 Day(s)
AVAILABLE AMOUNT190 €
ID
ORIGINATOR
TERM
LOAN TYPE
LOAN AMOUNT
INTEREST
GUARANTEE
REMAINING TERM
AVAILABLE
ACTION
18510881
Smsraha - logo
6 Month(s)
Consumer
282 / 500€
9%
Moneyback guarantee
Buyback guarantee
4 Month(s) 24 Day(s)
218 €
18512437
Smsmoney - logo
5 Month(s)
Consumer
412 / 1000€
9%
Moneyback guarantee
Buyback guarantee
2 Month(s) 17 Day(s)
588 €
18510852
Smsraha - logo
6 Month(s)
Consumer
270 / 600€
9%
Moneyback guarantee
Buyback guarantee
4 Month(s) 22 Day(s)
330 €
18512100
Smsraha - logo
1 Month(s)
Consumer
80 / 200€
9%
Moneyback guarantee
Buyback guarantee
10 Day(s)
120 €
18512225
Smsraha - logo
3 Month(s)
Consumer
90 / 200€
9%
Moneyback guarantee
Buyback guarantee
2 Month(s) 23 Day(s)
110 €
18512161
Smsmoney - logo
3 Month(s)
Consumer
10 / 200€
9%
Moneyback guarantee
Buyback guarantee
2 Month(s) 19 Day(s)
190 €
To view all available loans you need to
ARE YOU READY?
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