WE HELP YOU

Invest in loans and earn profit

Start investing in buyback guaranteed loans
and earn up to 12%

Start investing

Trusting investors Growing their wealth

4200+

Interest paid To our investors

2.47M €

Funded loans By our investors

54.42M €

Average interest Beating the banks

10.4%

AT YOU DISPOSAL

Available loans

To see all available loans you need to

WHY MONCERA

Our Benefits

Passive income

10 € entry point

One click exit

No commissions

Buyback guarantee

No pending payments

Start investing

LEARN MORE

How does it work

Moncera platform Moncera is such a great instrument which allows investors to earn money and borrowers follow their dreams. Moncera handles payments and conducts thorough loan analysis, so our investors could sleep peacefully.

Investor Borrowers can fulfil their hopes and dreams under fair terms. Repayments from borrowers are received according to the repayment schedule. Every investor can keep an eye on repayments in their portfolio.

Borrower Moncera helps to diversify investment portfolio and offers buyback guaranteed loans. There are no barrier to entry or fees for our investors. You can be an investor, we've got you covered in here!

Placet Group Placet Group as the owner is the guarantee of Moncera's success. The company has long-term financial field experience on international markets and its track record speaks of steady profits and growth.

OWNER PLACET GROUP

Secured by experts

Placet Group OÜ has more than 15 years of experience in the financial field and employs a team of absolute professionals. Hence Moncera has great growth opportunities and bright future ahead in the business concern and everything is simple and safe for the investors. Placet Group operates in 3 markets under 7 brands: smsmoney.ee, smsraha.ee and laen.ee in Estonia; smspinigai.lt and paskolos.lt in Lithuania; credit.pl and sloan.pl in Poland.

Placet Group ultimately ensures the obligations of the Buyback Guarantee are fulfilled.
Get detailed information about company key financial figures on the Placet group website.

Company presentation

Last updated: 01.04.2022

Consolidated financials FY 2022

Last updated: 10.07.2023

Placet Group ultimately ensures the obligations of the Buyback Guarantee are fulfilled.

Get detailed information about company key financial figures on the Placet group website.

Refer a Friend

Make more money with Moncera.
Our affiliate program offers the best conditions for referred investors

+0.5%each invitee

Share a link and earn

You and your friend get 1% of friend’s deposit amount

Get more and longer

Both of you will be awarded of all referral’s deposits made during 60 days

Instant money

The commission will be available immediately after referral’s deposit

Read terms and conditions

ARE YOU READY?

Start investing today!

Our promise to you: no spam, we hate it too. Instead you’ll get investment news, limited time offers, promos, gifts and page update emails. Just twice a month.

Create free account